With so many mortgage products available out there, it can make it difficult to decipher what one is the right one for your needs and circumstances. But whether you are a First-Time Buyer, looking to Remortgage or Buy to Let, we can help match you with the right mortgage for your needs and circumstances, whilst ensuring that you get the best deal possible.
Buying a home is one of the biggest financial decisions you’ll make in your lifetime, which is why getting your foot on the property ladder as a first-time buyer can seem daunting. We know how you feel – the array of mortgage products available out there can leave you confused, stressed and anxious. But mortgages don’t have to be scary or complicated and with the right advice and guidance the process of buying a home can be smooth, hassle-free and even quite enjoyable.
A remortgage is the process of paying off one mortgage with the proceeds from a new mortgage using the property as security. There are a number of reasons why people choose to remortgage ranging from getting a better rate on their mortgage, funding home improvements, consolidating any debts or reducing a payment term.
It may seem like the easy option to stick with your current lender when it comes to the end of your mortgage deal however, you could potentially be missing out on saving thousands of pounds, that you could save by remortgaging with a different lender.
Buy to let mortgages differ from residential mortgages, in that you plan on buying a property that you intend to rent out, rather than live in yourself.
There are further differences between the products available to you too: the interest rates can be higher and you typically need a higher deposit.
However, being a private landlord can reap some significant benefits over time.