The Mortgage Consultancy Blog

Mortgages Made For You
Specialising in pairing people with their perfect mortgage

Five Key Considerations Before Remortgaging Your House

There are various motivations for deciding to remortgage your house, such as opting for a lower rate product, releasing equity for investment, making a one-off purchase, or home improvements. Numerous other reasons may influence this decision. Several factors must be considered by borrowers, primarily revolving around financial aspects like interest rates and fees (including lender […]

Key reasons you ought to have home insurance in place

There are generally two types of insurance commonly utilized by the public: Building Insurance, covering permanent fixtures and fittings like kitchens and bathrooms, and Contents Insurance, protecting items such as furnishings, TVs, and personal belongings inside your home. Consider building insurance as coverage for the exterior of your home and contents insurance for the interior. […]

Tips to boost your credit score: A step-by-step guide

Upon reviewing your credit score, if it falls short of your expectations, fear not – improvement is within reach. Showcasing responsible financial habits is the key to gaining the confidence of banks and lenders. Let’s delve into seven practical tips that can elevate your credit score, paving the way for enhanced financial opportunities. Timely Bill […]

Ten ways you can lower your mortgage payments

Managing monthly mortgage payments can be challenging, especially with the current higher mortgage rates. However, there are several strategies to alleviate the financial burden and make your mortgage more manageable. In this article, we’ll explore ten ways to lower your mortgage payments, both immediately and in the long term. Check Your Mortgage Type Many borrowers […]

Should I overpay my mortgage?

With it being the time that we all start thinking about keeping our new year’s resolutions, have you ever paused to think about the benefits of making additional payments on your mortgage? Making additional payments on your mortgage can be a great way to not only clear the loan quicker, but also save on interest […]

Most Innovative Mortgage Solutions Provider in South East England Award

We are thrilled to announce that we have recently won an award at the SME 2023 UK Finance Awards, being named “Most Innovative Mortgage Solutions Provider in South East England”. This recognition is testament to the experience, passion and commitment of our fantastic team at providing an outstanding, people centred service to our clients. Our […]

All About First Time Buyer Schemes

Buying your first home can be an exciting, but also daunting experience and with the average deposit being many tens of thousands of pounds it’s also an expensive venture. In addition to the £425,000 that is free of stamp duty, the Government has several schemes to help first time buyers get on the property ladder. […]

Seven Terms You Should Know When Arranging a Mortgage

When arranging a mortgage there’s a lot to consider and it’s very easy to get lost in what can seem like quite a log of jargon. Having a firm grasp on these terms is something that will help you make an informed decision as you progress. Working with a broker is extremely helpful as you’re […]

Do You Need a Solicitor To Remortgage?

If you’re considering a remortgage, you might be curious about the process and whether involving a solicitor is necessary. Typically, remortgaging is a straightforward procedure, and with proper preparation, you can expect a swift completion. The services of a conveyancing solicitor become essential in the latter stages of the remortgage process. You have the option […]

Should I Make Overpayments On My Mortgage?

Something that many people consider at some point in the lifetime of their mortgage is whether they should make overpayments to reduce the outstanding balance. There are a lot of reasons that this could be a good idea, however also a lot to consider as it might not be the best use of your funds […]